Direct answers to the questions asked most often about credit scores, down payments, rate locks, closing costs and how long approval takes.
Bob St Louis, Loan Officer at NEXA Lending. NMLS #520032. Call (813) 956-6823.
Bob St Louis is a Loan Officer at NEXA Lending (NMLS #520032). Expert mortgage loan originator in Florida helping first-time buyers, refinancing, and home purchases. Licensed #520032. Call (813) 956-6823 today.
Bob St Louis is licensed to provide mortgage services in Florida.
Bob St Louis offers a full range of mortgage services, including home purchase loans, mortgage refinancing, and first-time homebuyer programs for borrowers in Florida. FHA, VA, USDA, conventional, jumbo, and DSCR loan programs are available — compare options, secure competitive rates, and move smoothly from application through closing.
You can call (813) 956-6823 and email bstlouis@nexalending.com to get started or ask about current mortgage rates and pre-approval.
Bob St Louis's NMLS license number is 520032. You can verify this license at nmlsconsumeraccess.org.
Getting pre-approved is simple: share your income, assets, and credit details, and Bob St Louis will review your finances to determine how much home you can afford and provide a pre-approval letter to strengthen your offer.