My name is Bob St. Louis, and I'm a licensed Mortgage Loan Originator (NMLS #520032) based in the Tampa Bay area, serving clients across the state of Florida. With a passion for helping families achieve homeownership, I bring a personalized, relationship-first approach to every loan — whether you're buying your first home, refinancing, or exploring your options. I'm fluent in English, French, and Haitian Creole, which allows me to serve a diverse community with clarity and confidence. My faith-driven commitment to integrity and service means I'll walk alongside you every step of the way — not just to close a loan, but to make sure you truly understand every decision you make.